Kyle
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I am never late nor early, I arrive precisely when I am supposed to
Tuesday, July 27, 2004 4:02 PM
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Yeah, the snag has been worked out and we have a new loan. A little different style then what we had previously. We now have whats called a 5-1 ARM. This means that the first 5 years are a fixed intrest rate and then it is adjustible after that. This has a lot of hidden benefits for Kel and I and unfortunately I am far too tired to go into details at the moment. I am continuing my lack of sleep marathon and i think I will call the doctor to find out what's going on.

More later. Love you all! Peace

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A slight snag :(
Monday, July 19, 2004 10:31 PM
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I apologize for the lack of info that I have posted on Kel and my's lasted endeavor.

We have hit a slight snag though. Everything was going as planned until today when we found out that we no longer qualify for the CalFHA loan due to our Home Owners Association. The snag was that the government said we can not have any pending litigation against the HOA, well some asshole tripped and broke his leg while he was delivering something to someone's condo there. He inturn sued them. This small petty suit is what's holding us back from getting the loan. We have been working with our lender though and Kel and I have decided to go with 103% financing with a 5 year, 100% interest ARM loan. This has a lot of hidden benefits and only one significant drawback.

Drawback:

  • After 5 years we don't know what the market will be doing and might be forced to sell if we can't afford our mortgage. (Worst case scenerio, otherwise we can sell or refinance...if we wanted.)

Benefits:

  • 100% of the money we pay out for the loan will be write-off-able.
  • The payment will be $200 less than what we would have paid for the CalFHA loan. That $200 we can apply to the principal and we will gain equity in our house faster than through the CalFHA loan.
  • The approval process requires almost no paperwork from us. The CalFHA loan had us turning in almost our entire file cabinet of crap.
  • There is a 24 hour turn around for approval of this loan.
  • No penalty for selling in less than nine years time. The CalFHA loan had a within nine year payoff penalty of 5%.

I will have more information on this loan tomorrow as that is when my lender should be contacting me.

In other news, Casey, unfortunately, was unable to get her vacation, so a trip to Colorado is now out of the question. I am going to adjust my vacation to now coincide with our move in week to get started working on the house. Kel and I have been buying things for the house at a fever pitch. We have paint (a light greyish/blueish, oyster shell color, a sandy tan, and a nice brown), a khaki greenish couch, a new hood/microwave, bathroom stuff, new curtains, new lighting throught the condo, etc. There is still a wish list that we have but we aren't planning on doing everything before hand. Have to save some of the fun stuff :) I am trying to procure some basic tools but Kel has been reluctant to let me spend the money on 'em. I can't blame her for that though.

Work has been going very well for me. I am doing better than I thougt in the eyes of my superiors (they have a funny way of showing it), and my other co-workers think I am the best thing since sliced bread. I love my job and my ability to choose what I want to do and when has allowed me to get a lot of the work for the house done.

Kel is hard at work as usual. Why, even as I write to you, she is hammering away on her laptop that has become a nightly ritual. As a reference point, I just looked at the clock and it is 10:24 pm and she is still going.

Also, I shaved off my goatee for a small change. I am restarting it as it has gotten out of hand. Kel hates it and if I don't grow it back by tomorrow morning then she has threatened to rip off my düt.

I am not sure if Homer has gotten his internet priviliges back, but I hope so. Drop me a line if you have bro so I can know to start updating my page more often ;) Miss you Homer and we are all counting the days, as Gina is, for your safe return. PS. Hope you had a blast on your R&R.

Well, I think that will do it for now. I am kind of blitzed...haven't been sleeping well. I'll save that for another time though. Until then. I love you all! Peace.

(2 comments , 13641 views)

OMG!!!
Sunday, July 04, 2004 12:16 AM
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Kel and I bought a condo!!! YEAH YEAH YEAH!!!!!!!!

More to come later.

(0 comments , 14143 views)

So many entries, so little time...wait, strike that, reverse it....
Monday, June 21, 2004 3:41 PM
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Long story short...I have stopped writing because i know Homer can't read this in Iraq and that was a huge drive for me to update. Anyhoo, today is Monday and i went to bed way too late yesterday. It was midnight but spent a lot of the day running around and bike riding so I was exhausted. I proceeded to be most restless and slept like poop all night. It was such a beautiful morning this morning but I just felt drained.

Jason and I have been working on a project that I hope to have up and running for homer by the time he gets back. It may require the sneaky help of Gina to accomplish though. Anyone who wants more details can call me.

In relationship news, Kel and i are working on combinning our finances and making a plan to pay our debt down to a manageable point and hopefully be able to start looking at houses by the end of next year. Kinda related but kinda not (to the relationship), she and I have been on weight watchers trying our best to induce a lifestyle change. Working at the CDRP I wondered how peoples addictions can be so overpowering, well, with food, I now know the power of addiction. It's so difficult to leave such amazing tasting food on your plate after your full and it's only half gone. Even harder when you know you paid $15.00 for the damn dish too. To combat some of these indulgences I am starting to work out on a more regular basis.

In work news, not a lot is going on. I am feeling more secure in my position and even though I am not technically management in Kaiser's eyes, I am in the eyes of all my coworkers and that same sentiment is felt with my bosses in the information that i am privelage too as well as the salary I am being paid (more than some of our top counselors!). I am finding my niche here and it feels good. By the way, orbital is an amazing CD that helps to pass the time so well!

In fun news, I recently bought a DVD burner and am saving up for a video capture card to turn all of the old videos we have lying around into DVDs. It may take some time to save for but any donations are more than welcome and a donation will mean that I will convert all your old movies into DVDs free (no cost for the service or media). By the end of next year I hope to have a camcorder so I can make/take movies and turn them into DVD's for everyone to view. Long term goals...always nice to dream. These will in no way impair us from getting the house. I am going to make sure of that.

Well, I better get going. I have a few things to take care of here and the last hour is always nice to do that in.
LOVE you all. Peace

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Bummin'
Wednesday, May 26, 2004 4:11 PM
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Hello everyone!

I thought I would write since it has been awhile (again!) since I have updated my blog and I am sitting at work not doing a damn thing. I hate wednesdays! They are my worst day. Hmmm, since I have some time, perhaps I will describe each day....muahahaha! But before that, I am going to update you on the moving into my office. I have added a few things to make the place a little homlier. I have a stereo now that plays mp3's, I have a monitor riser to give me a little height as well as some storage, I have two luck bamboo on my desk with colored marbles to keep my spirits up (there is a chirping turtle in the vase too!). I have a table in the far corner from where my (temporary) desk is that i use mainly as long term project space and planing. I have a white board on order and a few other desk organizers coming to augment this space further. I have a large 3 tear filing cabinet that at the moment only has the top drawer utilized (well the bottom is full too, but it's with snacks ;)) I have a large potted plant but that is all but dead. The light here is pretty non-existent. Hopefully soon I will be getting my permanent desk and then I can start hanging up a few things on the remaining wall space. I have a mirror that will go up too. Okay, enough about that, on to my days...

Monday- Good day but not great. I am usually tired from an eventful weekend and thats what keeps it from being great. As far as work is concerned this is one of my better days. Everyone (in managment) is jazzed to be back and have a ton of stuff to do. We have our weekly Monday meeting at 11 for an hour and then I go to lunch. I like that meeting because it is just me and my two awesome bosses just shooting the shit and making plans for the week. The majority of the day is figuring out what needs to be done for the week and putting out small fires that have come up over the weekend.

Tuesday- A good day. Typically more rested but there isn't a whole lot going on except for my own drive. I get a lot done this day but it is rather boring to comment on, sorry.

Wednesday- Worst day! By this day I have done the majority of the small things from Monday and Tuesday and are awaiting info on larger projects. My manager is always away on this day at another clinic and can therefore not give me anymore work. I know what your thinking and I don't think it's great. It just means my day drags because i don't have anything substantial to work on to keep me going.

Thursday- My favorite day! The whole day is littered with meetings. I come in at 0830 and have enough time to catch breakfast, check my emails, and phone messages before 1000. At 1000 the meetings start and I go straight through until 12,1230ish. Then it's time for lunch until 130 and I have another meeting until 230. I piddle around taking care of the small stuff for the rest of the 2.5 hours and get things setup for Friday.

Friday- A great day! No meetings but the thought of another week gone and the weekend just around the corner is enough to make this day great! Payday never hurts either ;)

There you have it. A week as seen through the eyes of yours truly. I really do love this job but sometimes feel there isn't enough time on some days and way too much on others. A flex schedule, I think, would be optimal.

In other news, a big Congratualtions to my lovely pookie-woo Kelly for graduating Friday! I am so proud of her dedication to this goal even through putting up with work and having to deal with my bullshit ;) You did it sweetie!
A few more shout outs while i'm on the subject.
Homer, love you bro and miss you! I know you read my page and I am sorry I dont update as much as i should. Hope everything is going well over there!
Get well soon Jason. He has had the stomach flu for a few days now and I hope he is feeling better soon.
Yeah Gina for passing her math test with phoenix and being able to skip 3 math classes ;)
Congratulations to mom on her promotion to managment!
And last but not least, my working buddy, Dad who I have spent many a day in the trenches with getting his bathroom up in working order. Hooray to everyone!

I don't have much else to go with at the momnet. I am glad that I did this...I will say that I am hoping to make this a wednesday update but i know I will end up eating my words like all the times in the past. Thank you all so much for your support of this page and keeping me interested in updating it. It is due for an overhaul and an update soon but, geez, as often as I update that ain't gonna happen anytime soon!

Love you all and hope everyone is doing fantastically! Peace!

 

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Long time no talk
Tuesday, May 11, 2004 8:14 PM
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I want to appologize to all of my loyal readers. And especially sorry to my brother, Homer. Miss you bro, and I know that you have been checking my page and i have been horrible in keeping it up. i just want you to know that I am thinking of you all the time and I have your picture posted at work. Everyone there is rooting and praying for you too.

Well, what can i say after my 5th week. Can you believe it's been 5 weeks already? I am starting to get the hang of it, but there is still a lot that i dont know yet. My admin flipped her car last week and was out giving me a great chance to understand exactly how much work she actually does. All I can say is that I am glad she is back this week to save me. I run around at work costantly and stay late almost everyday. Just feels like there is so much I need to get done and they dont want me to take it home...something will have to give with that soon. I think this weekend I am going to try my hand at making a program for work in excel with the gracias assistance of jason. It might be complex, but with his brain and skill it shouldn't take us long.
My bosses are really fantastic and have been very supportive of me. I feel that I am too young for the position though when i talk to them and i hear what i say when my mouth opens up. I am learning fast though and starting to gain some confidence.
Today I was invited out by a few of the people i work with to lunch. we went to mandarin gourmet. it was awesome knowing that I am being accepted so well. I am learning a lot about boundries as a manager too and how much interaction you can and should have with those that you manage. and when to open your mouth and when to keep it closed.
my counter parts, unfortunately, at the other psych departments in kaiser, are all funnny. not in the haha sense, more as in i dont trust any of them. I have met them all once each at a meeting that we had between all of us. I was able to speak with them all afterwards on a 1-to-1 basis and they all told me not to trust the other ones. i was sooo pissed that that was the type of situation that i was in. Im just happy that i only have to see them once a month and that the CDRP is different enough from psych that further interaction is extremely limited.
This week so far has been extremely drianing. I have a few large projects that i need to get to and havent had a chance to get to because I have been having to micro manage soo much. 98% of the team are great (i have about 40 to kep track of) but that last 2% (and its never the same people twice) i have to track down and ake sure that they are getting things done.

As for my dreams, i have been having some weird amazingly vivd dreams but as you know how often i have been updating, i have not gotten them down and cannot remeber them. Sorry about that. I think half of my reluctance to do so anyways is because of the complexity of them and the distrurbing subject matter that they involve. Its amazing that i am still going to sleep tonight and not rocking in place saying repeatedly, cant sleep, clowns will eat me, cant sleep, clowns will eat me, ...

Things arent as bad as I am making them out to be though. I am really enjoying work and relaxing with city of heroes when i get home. i am still adjusting to working 5 days a week but i am enjoying my weekends off and having as much time as i do with kel. the only ting i miss is that i dont have the time to spend with my friends in half moon bay the way i used to. miss you guys!

Wel, i think i will call it a night for now. hopefully this will give you all something to read for a littl while. sorry about the poor grammer and capitilization. i was kind of just trying to empty my mind before I lost any of it. Thats how this job makes me. i think really hard all day and come home and sit numb. my brain is done.

Love you all and hope everyone is well. Miss you bro! peace

(2 comments , 15185 views)

Two weeks (said like in Total Recall)
Tuesday, March 23, 2004 1:44 PM
: Well, Two weeks from yesterday I will be at my new job. I am kind of in cruise mode until that time so I promise to update this on that day. Until then I probably won't update. Sorry.
love you all. peace (2 comments , 16226 views)

tuesday, tUeSdAy, TUESDAY!
Thursday, March 04, 2004 3:15 PM
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Tuesday is going to be an awesome day, one way or another! I had my 4th and final interview for the CDRP yesterday and i think it went really well. I am done interviewing, now, thank (insert some higher power here-I prefer Fred)! They said they would let me know by tuesday, which more than likely means they will let me know ON tuesday, *wink*, and one way or another I will have some semblence of closure. I am so tired today though just from stressing myself out so much yesterday.

In other news...HAPPY BIRTHDAY TO CASEY! <---see! Pink!!!!

Went to the dentist on monday and unfortuantely I have 2 cavities *frowny-face* I know that nobody really cares to know that information though, HA!

I am getting a care package ready to send to Homer, so if anyone wants to include something let me know!  have a few things in mind but i don't want to list them here just in case he reads this *wink*

So, a short post for now, I will chat at you all soon. Until then, hope everyone is doing well. Love you all. Peace!

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Bleh...
Thursday, February 26, 2004 11:46 AM
: Well, here's the update:
I called 'em about 10 o'clock and left a message with the guy. It's 1145 now and I still haven't heard anything. I'm hoping that he is preparing some actual information to tell me. We will see though! (0 comments , 14058 views)

small update
Thursday, February 26, 2004 5:58 AM
: I plan on updating again in a few hours. But it's 0554 and i have been up since 3 and at work at 4 so I am bored. I can't believe I forgot to mention that I had my wisdom teeth taken out about 3 weeks ago. Not much more to report on about that topic though...
In other news, I am calling the CDRP (where I am applying) today at 0930 to se if there is any onformation I can get and to let them know that I am still alive and not some robot shutdown in a closet waiting for their call to turn back on again. i am through with this waiting stuff. It has been 3 weeks when they said one, but on a lighter side, it is a big insight as to how that department might be run. I am going in as a peon +1 so I am sure i will have A LOT of work to look forward to :big-cheesy smile:
I will update again after 0930 with what I found out. So until then, sleep well! (0 comments , 14523 views)

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